UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest reported) May 21, 2004 ------------- American River Holdings -------------------------------------------------------------------------------- (Exact name of registrant as specified in its chapter) California 0-31525 68-0352144 ----------------------------- -------------- ------------------- (State or other jurisdiction (Commission (IRS Employer Of incorporation) File Number) Identification No.) 1545 River Park Drive, Suite 107, Sacramento, California 95815 -------------------------------------------------------- ------------ (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code (916) 565-6100 ---------------------- Page 1 of 4 Pages The Index to Exhibits is on Page 3 Item 5. Other Events. Registrant issued a press release May 21, 2004 announcing the voting results of the annual meeting of shareholders. The foregoing description is qualified by reference to the press release attached here to as Exhibit 99.1. Item 7. Financial Statements and Exhibits. (c) Exhibits (99.1) Press release dated May 21, 2004 SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. AMERICAN RIVER HOLDINGS /s/ MITCHELL A. DERENZO -------------------------------------------- Mitchell A. Derenzo, Chief Financial Officer May 21, 2004 Page 2 of 4 Pages INDEX TO EXHIBITS Exhibit No. Description Page ----------- ----------- ---- 99.1 Press release of American River 3 Holdings dated May 21, 2004 Page 3 of 4 Pages