Filed by Kookmin Bank
                           Pursuant to Rule 425 under the Securities Act of 1933

                                               Subject Companies:   Kookmin Bank
                                              (Exchange Act file number 1-15258)

These materials contain certain statements that are neither reported financial
results nor other historical information. These statements are forward-looking
statements within the meaning of the safe-harbor provisions of the U.S. federal
securities laws. Because these forward-looking statements are subject to risks
and uncertainties, actual future results may differ materially from those
expressed in or implied by the statements. Many of these risks and uncertainties
relate to factors that are beyond Kookmin Bank's ability to control or estimate
precisely, such as future market conditions, currency fluctuations, the behavior
of other market participants, the actions of governmental regulators and other
risk factors detailed in Kookmin Bank's reports filed with the Securities and
Exchange Commission (the "Commission"). Readers are cautioned not to place undue
reliance on these forward-looking statements, which speak only as of the date of
these materials. We do not undertake any obligation to publicly release any
revisions to these forward-looking statements to reflect events or circumstances
after the date of these materials.

Investors and security holders are advised to read any prospectus required to be
filed with the Commission regarding the potential business combination
transaction between Kookmin Bank and Kookmin Credit Card. If required, a
prospectus will be filed with the Commission either by Kookmin Bank, Kookmin
Credit Card or a newly formed corporation. Security holders may obtain a free
copy of such prospectus (if required and when available) and other related
documents filed by Kookmin Bank, Kookmin Credit Card and/or such newly formed
corporation at the Commission's public reference room located at 450 Fifth
Street, N.W., Washington, D.C. 20549. Please call the Commission at
1-800-SEC-0330 for further information on the public reference room. If required
and when available, the prospectus and other documents may also be obtained from
Kookmin Bank by contacting Kookmin Bank, Investor Relations Team, 36-3
Yoido-dong, Youngdeungpo-ku, Seoul 150-758, Korea.

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The following materials were released by Kookmin Bank on June 2, 2003.



        Release by Kookmin Bank of additional information relating to the
                contemplated merger with Kookmin Credit Card Co.

On June 2, 2003, Kookmin Bank released the following additional information
relating to the contemplated merger with Kookmin Credit Card, which was
announced on May 30, 2003.


     1. Expected date of approval of Kookmin Bank's board of directors with
        respect to the merger with Kookmin Credit Card: August 18, 2003

        (a) Pursuant to Article 527-3 of the Korean Commercial Code relating
        to small-scale mergers, the approval of the merger may be obtained by
        the board of directors of Kookmin Bank instead of through a meeting of
        its shareholders.

        (b) The expected date of approval of Kookmin Bank's board of directors
        is dependent upon receiving regulatory approval and may be subject to
        change. In the event such event occurs, Kookmin Bank will release
        additional information at that time.

     2. Record date of shareholders: June 17, 2003

        (a) Pursuant to Article 527-3 of the Korean Commercial Code, if
        shareholders who hold an aggregate amount of more than 20% of the
        total number of issued and outstanding shares of Kookmin Bank dissent
        to the merger with Kookmin Credit Card, a meeting of Kookmin Bank's
        shareholders must be held for approval of the merger. Shareholders of
        Kookmin Bank as of the record date will be able to exercise their
        dissent with respect to the merger. Shareholders of Kookmin Bank who
        oppose the merger must notify Kookmin Bank its objection in writing
        within two weeks from the record date.

        (b) On June 2, 2003, advertisements relating to the record date were
        published in the Dong A Ilbo and Korean Daily News, two major Korean
        newspapers.

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