UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             WASHINGTON, D.C. 20549

                                 SCHEDULE 13G/A

                    UNDER THE SECURITIES EXCHANGE ACT OF 1934

                               (AMENDMENT NO. 10)*


                             IBERIABANK CORPORATION
                                (Name of Issuer)

                     COMMON STOCK, PAR VALUE $1.00 PER SHARE
                         (Title of Class of Securities)

                                    450828108
                                 (CUSIP Number)

                                DECEMBER 31, 2006

             (DATE OF EVENT WHICH REQUIRES FILING OF THIS STATEMENT)

Check the  appropriate box to designate the rule pursuant to which this Schedule
is filed:

X Rule 13d-1(b)

  Rule 13d-1(c)

  Rule 13d-1(d)

*The  remainder of this cover page shall be filled out for a reporting  person's
initial filing on this form with respect to the subject class of securities, and
for any  subsequent  amendment  containing  information  which  would  alter the
disclosures provided in a prior cover page.

The information required in the remainder of this cover page shall not be deemed
to be "filed" for the purpose of Section 18 of the  Securities  Exchange  Act of
1934 ("Act") or otherwise  subject to the liabilities of that section of the Act
but  shall be  subject  to all other  provisions  of the Act  (however,  see the
Notes).


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CUSIP NO. 450828108

1.   Name of Reporting Persons.

     IBERIABANK  CORPORATION  EMPLOYEE STOCK  OWNERSHIP PLAN TRUST,  BY DELAWARE
     CHARTER GUARANTEE & TRUST COMPANY AS TRUSTEE


     THE REPORTING  PERSON IS AN EMPLOYEE BENEFIT PLAN SUBJECT TO THE PROVISIONS
     OF THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974.


     I.R.S. Identification Nos. of above persons (entities only) 51-0099493


2.   Check appropriate box if a Member of a Group (a) (b)


3.   SEC use only

4.   Citizenship or Place of Organization DELAWARE


Number of Shares Beneficially Owned by Each Reporting Person With:

5.   Sole Voting Power 0

6.   Shared Voting Power 501,875

7.   Sole Dispositive Power 0

8.   Shared Dispositive Power 0

9.   Aggregate Amount Beneficially owned by Each Reporting Person 501,875

10.  Check  if  Aggregate  Amount  in  Row  (9)  Excludes  Certain  Shares  (See
     Instructions)

11.  Percent of Class Represented by Amount in Row (9) 3.95%

12.  Type of Reporting Person EP


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ITEM 1.

(a)  Name of Issuer IBERIABANK CORPORATION

(b)  Address of Issuer's Principal Executive Offices
                           200 WEST CONGRESS STREET
                           LAFAYETTE, LA 70501

ITEM 2.

(a)  Name of Person Filing

     DELAWARE  CHARTER  GUARANTEE & TRUST  COMPANY AS TRUSTEE OF THE  IBERIABANK
     CORPORATION   RETIREMENT  SAVINGS  PLAN  TRUST,   SUCCESSOR  TO  IBERIABANK
     CORPORATION EMPLOYEE STOCK OWNERSHIP PLAN TRUST


(b)  Address of Principal Business Office or, if none., Residence

                           DELAWARE CHARTER GUARANTEE & TRUST COMPANY
                           1013 CENTRE ROAD
                           WILMINGTON, DELAWARE 19805

(c)  Citizenship DELAWARE

(d)  Title of Class of Securities COMMON STOCK, PAR VALUE $1.00 PER SHARE

(e)  CUSIP Number 450828108

ITEM  3.  IF  THIS  STATEMENT  IS  FILED  PURSUANT  TO   SS.SS.240.13D-1(B)   OR
240.13D-2(B) OR (C), CHECK WHETHER PERSON FILING IS A:

(f)  X  An  employee   benefit  plan  or  endowment  fund  in  accordance   with
     ss.240.13d-1(b)(1)(ii)(F);


ITEM 4. OWNERSHIP

Provide the following  information regarding the aggregate number and percentage
of the  class of  securities  of the  issuer  identified  in Item 1.

(a)  Amount beneficially owned: 501,875
(b)  Percent of class: 3.95%

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(c)  Number of shares as to which the person has:
     (i)  Sole power to vote or to direct the vote 0.
     (ii)Shared power to vote or to direct the vote 501,875
     (iii) Sole power to dispose or to direct the disposition of 0.
     (iv) Shared power to dispose or to direct the disposition of 0.


ITEM 5. OWNERSHIP OF FIVE PERCENT OR LESS OF CLASS: As of December 31, 2006, the
reporting person owns less than five percent of the total outstanding shares.

ITEM 6.  OWNERSHIP  OF MORE THAN FIVE PERCENT ON BEHALF OF ANOTHER  PERSON:  Not
Applicable

ITEM 7.  IDENTIFICATION  AND CLASSIFICATION OF THE SUBSIDIARY WHICH ACQUIRED THE
SECURITY BEING REPORTED ON BY THE PARENT HOLDING COMPANY: Not Applicable

ITEM 8. IDENTIFICATION AND CLASSIFICATION OF MEMBERS OF THE GROUP: NO APPLICABLE

ITEM 9. NOTICE OF DISSOLUTION OF GROUP: Not Applicable

ITEM 10.  CERTIFICATION:  By  signing  below I certify  that,  to the best of my
knowledge  and belief,  the  securities  referred to above were acquired and are
held in the  ordinary  course of business and were not acquired and are not held
for the  purpose of or with the effect of having or  influencing  the control of
the issuer of the securities and are not acquired and are not held in connection
with or as a participant in any transaction having that purpose or effect.

                            SIGNATURE

After  reasonable  inquiry and to the best of my knowledge and belief, I certify
that the information set forth in this statement is true, complete and correct.


                            DELAWARE CHARTER GUARANTEE & TRUST COMPANY

                            /s/ JILL SIMONDS
                            ------------------------------
                                JILL SIMONDS
                                VICE PRESIDENT OF OPERATIONS
                                FEBRUARY 14, 2007


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