Ownership Submission
FORM 4
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934, Section 17(a) of the Public Utility Holding Company Act of 1935 or Section 30(h) of the Investment Company Act of 1940
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(Print or Type Responses)
1. Name and Address of Reporting Person *
Abraham Dana H
   2. Issuer Name and Ticker or Trading Symbol
UMB FINANCIAL CORP [UMBF] 		5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
_____ Director _____ 10% Owner
__X__ Officer (give title below) _____ Other (specify below)
Executive Vice President
(Last)
(First)
(Middle)
1010 GRAND BLVD.		 3. Date of Earliest Transaction (Month/Day/Year)
09/12/2018
(Street)

KANSAS CITY, MO 64106		 4. If Amendment, Date Original Filed(Month/Day/Year)
 6. Individual or Joint/Group Filing(Check Applicable Line)
_X_ Form filed by One Reporting Person
___ Form filed by More than One Reporting Person
(City)
(State)
(Zip)
Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1.Title of Security
(Instr. 3)		 2. Transaction Date (Month/Day/Year) 2A. Deemed Execution Date, if any (Month/Day/Year) 3. Transaction Code
(Instr. 8)		 4. Securities Acquired (A) or Disposed of (D)
(Instr. 3, 4 and 5)		 5. Amount of Securities Beneficially Owned Following Reported Transaction(s)
(Instr. 3 and 4)		 6. Ownership Form: Direct (D) or Indirect (I)
(Instr. 4)		 7. Nature of Indirect Beneficial Ownership
(Instr. 4)
Code V Amount (A) or (D) Price
Common Stock 09/12/2018   M   2,751 A $ 57.4 13,796.2179 D  
Common Stock 09/12/2018   M   2,097 A $ 51.42 15,893.2179 D  
Common Stock 09/12/2018   M   2,029 A $ 47.68 17,922.2179 D  
Common Stock 09/12/2018   S   200 D $ 73.89 17,722.2179 D  
Common Stock 09/12/2018   S   200 D $ 73.915 17,522.2179 D  
Common Stock 09/12/2018   S   197 D $ 73.96 17,325.2179 D  
Common Stock 09/12/2018   S   3 D $ 73.97 17,322.2179 D  
Common Stock 09/12/2018   S   200 D $ 73.98 17,122.2179 D  
Common Stock 09/12/2018   S   200 D $ 73.995 16,922.2179 D  
Common Stock 09/12/2018   S   300 D $ 74 16,622.2179 D  
Common Stock 09/12/2018   S   331 D $ 74.01 16,291.2179 D  
Common Stock 09/12/2018   S   100 D $ 74.025 16,191.2179 D  
Common Stock 09/12/2018   S   238 D $ 74.03 15,953.2179 D  
Common Stock 09/12/2018   S   100 D $ 74.035 15,853.2179 D  
Common Stock 09/12/2018   S   700 D $ 74.04 15,153.2179 D  
Common Stock 09/12/2018   S   100 D $ 74.045 15,053.2179 D  
Common Stock 09/12/2018   S   100 D $ 74.05 14,953.2179 D  
Common Stock 09/12/2018   S   150 D $ 74.06 14,803.2179 D  
Common Stock 09/12/2018   S   300 D $ 74.07 14,503.2179 D  
Common Stock 09/12/2018   S   200 D $ 74.08 14,303.2179 D  
Common Stock 09/12/2018   S   150 D $ 74.09 14,153.2179 D  
Common Stock 09/12/2018   S   708 D $ 74.1 13,445.2179 D  
Common Stock 09/12/2018   S   200 D $ 74.11 13,245.2179 D  
Common Stock 09/12/2018   S   300 D $ 74.12 12,945.2179 D  
Common Stock 09/12/2018   S   484 D $ 74.13 12,461.2179 D  
Common Stock 09/12/2018   S   111 D $ 74.14 12,350.2179 D  
Common Stock 09/12/2018   S   305 D $ 74.15 12,045.2179 D  
Common Stock 09/12/2018   S   300 D $ 74.16 11,745.2179 D  
Common Stock 09/12/2018   S   97 D $ 74.18 11,648.2179 D  
Common Stock               289.4522 I By ESOP

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Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security
(Instr. 3)		 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year) 3A. Deemed Execution Date, if any (Month/Day/Year) 4. Transaction Code
(Instr. 8)		 5. Number of Derivative Securities Acquired (A) or Disposed of (D)
(Instr. 3, 4, and 5)		 6. Date Exercisable and Expiration Date
(Month/Day/Year)		 7. Title and Amount of Underlying Securities
(Instr. 3 and 4)		 8. Price of Derivative Security
(Instr. 5)		 9. Number of Derivative Securities Beneficially Owned Following Reported Transaction(s)
(Instr. 4)		 10. Ownership Form of Derivative Security: Direct (D) or Indirect (I)
(Instr. 4)		 11. Nature of Indirect Beneficial Ownership
(Instr. 4)
Code V (A) (D) Date Exercisable Expiration Date Title Amount or Number of Shares
Stock Option (Right to Buy) $ 57.4 09/12/2018   M     2,751 01/01/2017(1) 01/01/2024 Common Stock 2,751 $ 0 918 D  
Stock Option (Right to Buy) $ 51.42 09/12/2018   M     2,097 02/11/2018(2) 02/11/2025 Common Stock 2,097 $ 0 2,098 D  
Stock Option (Right to Buy) $ 47.68 09/12/2018   M     2,029 02/05/2018(3) 02/05/2026 Common Stock 2,029 $ 0 2,030 D  
Stock Option (Right to Buy) $ 41.37             01/01/2012(4) 01/01/2019 Common Stock 0   0 D  
Stock Option (Right to Buy) $ 37.84             01/01/2013(5) 01/01/2020 Common Stock 0   0 D  
Stock Option (Right to Buy) $ 41.71             01/01/2014(6) 01/01/2021 Common Stock 0   0 D  
Stock Option (Right to Buy) $ 39.97             01/01/2015(7) 01/01/2022 Common Stock 0   0 D  
Stock Option (Right to Buy) $ 45.58             01/01/2016(8) 01/01/2023 Common Stock 0   0 D  
Stock Option (Right to Buy) $ 75.25             02/02/2019(9) 02/02/2027 Common Stock 2,446   2,446 D  

Reporting Owners

Reporting Owner Name / Address Relationships
 Director  10% Owner  Officer  Other
Abraham Dana H
1010 GRAND BLVD.
KANSAS CITY, MO 64106		       Executive Vice President  

Signatures

 /s/ Megan L. Mercer, attorney-in-fact for Ms. Abraham   09/13/2018
**Signature of Reporting Person Date

Explanation of Responses:

* If the form is filed by more than one reporting person, see Instruction 4(b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations. See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
(1) Options vest 50% on 1/1/2017, 75% on 1/1/2018, and 100% on 1/1/2019.
(2) Options will vest 50% on 2/11/2018, 75% on 2/11/2019, and 75% on 2/11/2020.
(3) Options will vest 50% on 2/5/2018, 75% on 2/5/2019, and 100% on 2/5/2020.
(4) Options vested 50% on 1/1/2012, 75% on 1/1/2013, and 100% on 1/1/2014.
(5) Options vested 50% on 1/1/2013; 75% on 1/1/2014; and 100% on 1/1/2015.
(6) Options vested 50% on 1/1/2014, 75% on 1/1/2015 and 100% on 1/1/2016.
(7) Options vested 50% on 1/1/2015, 75% on 1/1/2016 and 100% on 1/1/2017.
(8) Options vested 50% on 1/1/2016, 75% on 1/1/2017 and 100% on 1/1/2018.
(9) Options will vest 50% on 2/2/19, 75% on 2/2/20, and 100% on 2/2/21.

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