UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 13F Form 13F COVER PAGE Report for the Calendar Year or Quarter Ended: March 31, 2013 ------------------------------ Check here if Amendment; [ ] Amendment Number: This Amendment (Check only one.): [ ] is a restatement. [ ] adds new holding entries. Institutional Investment Manager Filing this Report: Name: Citizens & Northern Corporation -------------------------------------------------------------------- Address: 90 - 92 Main Street -------------------------------------------------------------------- Wellsboro, PA 16901 -------------------------------------------------------------------- Form 13F File Number: 28- 14195 --------------------------- The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form. Person Signing this Report on Behalf of Reporting Manager: Name: Mark A. Hughes -------------------------------------------------------------------- Title: Treasurer and Chief Financial Officer -------------------------------------------------------------------- Phone: 570-724-3411 -------------------------------------------------------------------- Signature, Place, and Date of Signing: /s/ Mark A. Hughes Wellsboro, PA 5/10/13 --------------------------- ---------------------- ----------- [Signature] [City, State] [Date] Report type (Check only one.): [x] 13F HOLDINGS REPORT. (Check here if all holdings of this reporting manager are reported in this report.) [ ] 13F NOTICE. (Check here if no holdings reported are in this report, and all holdings are reported by other reporting manager(s).) [ ] 13F COMBINATION REPORT. (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).) FORM 13F SUMMARY PAGE Report Summary: Number of Other Included Managers: 1 ------------------------------ Form 13F Information Table Entry Total: 74 ------------------------------ Form 13F Information Table Value Total: $ 115,125 ------------------------------ (thousands) List of Other Included Managers: Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report. [If there are no entries in this list, state "NONE" and omit the column headings and list entries.] No. Form 13F File Number Name 1 28-14473 Citizens & Northern Bank --- ---------------------------------- VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY NAME OF ISSUER TITLE OF CLASS CUSIP (x$1,000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE 3M Company COM 88579Y101 $ 281 2639.000 SH DEFINED 1 2639.000 Abbott Labs COM 002824100 $ 1,541 43620.000 SH DEFINED 1 43620.000 Accenture PLC SHS CLASS A G1151C101 $ 1,756 23116.000 SH DEFINED 1 23116.000 Altera Corp COM 021441100 $ 1,405 39619.000 SH DEFINED 1 39619.000 Altria Group Inc COM 02209S103 $ 259 7530.000 SH DEFINED 1 7530.000 AT&T Inc COM 00206R102 $ 1,470 40072.000 SH DEFINED 1 40072.000 Automatic Data Processing COM 053015103 $ 1,757 27012.000 SH DEFINED 1 27012.000 Baker Hughes Inc COM 057224107 $ 1,507 32464.000 SH DEFINED 1 32464.000 Baxter Intl Inc COM 071813109 $ 1,466 20181.000 SH DEFINED 1 20181.000 Blackrock, Inc. COM 09247X101 $ 1,661 6468.000 SH DEFINED 1 6468.000 Cardinal Health Inc COM 14149Y108 $ 1,292 31041.000 SH DEFINED 1 31041.000 CH Robinson Worldwide COM NEW 12541W209 $ 1,095 18423.000 SH DEFINED 1 18423.000 Charles Schwab Corp COM 808513105 $ 1,642 92833.000 SH DEFINED 1 92833.000 Chemung Financial Corp COM 164024101 $ 283 8352.000 SH DEFINED 1 8352.000 Chevron Corp COM 166764100 $ 1,002 8433.000 SH DEFINED 1 8433.000 Cisco Systems Inc COM 17275R102 $ 1,605 76829.000 SH DEFINED 1 76829.000 Citizens & Northern Corp COM 172922106 $ 4,757 243968.600 SH DEFINED 1 243968.600 CME Group Inc COM 12572Q105 $ 1,558 25365.000 SH DEFINED 1 25365.000 Colgate Palmolive Co COM 194162103 $ 1,321 11188.000 SH DEFINED 1 11188.000 Corning Inc COM 219350105 $ 393 29502.000 SH DEFINED 1 29502.000 Covidien PLC Common Shares SHS G2554F113 $ 1,494 22019.000 SH DEFINED 1 22019.000 Danaher Corp COM 235851102 $ 1,305 21000.000 SH DEFINED 1 21000.000 Darden Restaurants Inc COM 237194105 $ 1,441 27876.000 SH DEFINED 1 27876.000 Disney Walt Co COM DISNEY 254687106 $ 222 3900.000 SH DEFINED 1 3900.000 Ecolab Inc. COM 278865100 $ 1,798 22429.000 SH DEFINED 1 22429.000 Expeditors Intl Wash Inc COM 302130109 $ 1,054 29509.000 SH DEFINED 1 29509.000 Exxon Mobil Corp COM 30231G102 $ 2,454 27234.000 SH DEFINED 1 27234.000 Fifth Third Bancorp COM 316773100 $ 471 28880.000 SH DEFINED 1 28880.000 FNB Corporation COM 302520101 $ 1,588 131223.000 SH DEFINED 1 131223.000 Franklin Resources Inc COM 354613101 $ 1,693 11223.000 SH DEFINED 1 11223.000 Frontier Communications Corp COM 35906A108 $ 88 22171.000 SH DEFINED 1 22171.000 General Dynamics Corp COM 369550108 $ 1,178 16700.000 SH DEFINED 1 16700.000 General Elec Co COM 369604103 $ 814 35194.000 SH DEFINED 1 35194.000 Home Depot Inc COM 437076102 $ 237 3400.000 SH DEFINED 1 3400.000 Intel Corp COM 458140100 $ 1,590 72836.000 SH DEFINED 1 72836.000 International Business Machines COM 459200101 $ 2,185 10245.000 SH DEFINED 1 10245.000 iShares S&P MidCap 400 Index Fd CORE S&P MCP ETF 464287507 $ 19,109 166068.000 SH DEFINED 1 166068.000 Johnson & Johnson COM 478160104 $ 1,993 24441.000 SH DEFINED 1 24441.000 M & T Bank Corp COM 55261F104 $ 351 3405.000 SH DEFINED 1 3405.000 McDonalds Corp COM 580135101 $ 1,402 14060.000 SH DEFINED 1 14060.000 Microchip Technology Inc COM 595017104 $ 1,679 45668.000 SH DEFINED 1 45668.000 Microsoft Corp COM 594918104 $ 1,776 62095.000 SH DEFINED 1 62095.000 National Fuel Gas Co N J COM 636180101 $ 406 6611.000 SH DEFINED 1 6611.000 Nike, Inc. Class B CL B 654106103 $ 1,582 26811.000 SH DEFINED 1 26811.000 Noble Energy Inc COM 655044105 $ 1,489 12876.000 SH DEFINED 1 12876.000 NORWOOD FINANCIAL CORP COM 669549107 $ 318 10381.000 SH SOLE 10381.000 Old Republic International Corp COM 680223104 $ 1,236 97267.000 SH DEFINED 1 97267.000 Oracle Corp COM 68389X105 $ 1,486 45963.000 SH DEFINED 1 45963.000 Pepsico Inc COM 713448108 $ 1,616 20426.000 SH DEFINED 1 20426.000 Pfizer Inc COM 717081103 $ 361 12498.000 SH DEFINED 1 12498.000 Phillip Morris International Inc COM 718172109 $ 566 6100.000 SH DEFINED 1 6100.000 Praxair Inc COM 74005P104 $ 1,930 17305.000 SH DEFINED 1 17305.000 Procter & Gamble Co COM 742718109 $ 2,211 28692.000 SH DEFINED 1 28692.000 Qualcomm Inc COM 747525103 $ 1,627 24306.000 SH DEFINED 1 24306.000 Schlumberger Ltd COM 806857108 $ 1,429 19084.000 SH DEFINED 1 19084.000 SEI Investment Company COM 784117103 $ 1,767 61239.000 SH DEFINED 1 61239.000 SPDR Gold Trust GOLD SHS 78463V107 $ 222 1438.000 SH DEFINED 1 1438.000 Suncor Energy Inc New Common COM 867224107 $ 1,214 40446.000 SH DEFINED 1 40446.000 SYSCO Corp COM 871829107 $ 1,291 36695.000 SH DEFINED 1 36695.000 T. Rowe Price Group, Inc. COM 74144T108 $ 1,605 21432.000 SH DEFINED 1 21432.000 Talisman Energy Inc COM 87425E103 $ 1,421 116001.000 SH DEFINED 1 116001.000 Target Corp COM 87612E106 $ 1,611 23537.000 SH DEFINED 1 23537.000 Teva Pharmaceutical Inds Ltd Adr ADR 881624209 $ 1,379 34742.000 SH DEFINED 1 34742.000 Tjx Companies (New) COM 872540109 $ 1,496 31994.000 SH DEFINED 1 31994.000 United Parcel Service Inc. Class B CL B 911312106 $ 1,354 15763.000 SH DEFINED 1 15763.000 Utilities Select Sector SPDR SBI INT-UTILS 81369Y886 $ 1,908 48796.000 SH DEFINED 1 48796.000 Vanguard FTSE Emerging Markets ETF FTSE EMR MKT ETF 922042858 $ 798 18609.000 SH DEFINED 1 18609.000 Verizon Communications COM 92343V104 $ 1,447 29438.000 SH DEFINED 1 29438.000 W W Grainger Inc COM 384802104 $ 1,306 5807.000 SH DEFINED 1 5807.000 Walgreen Co COM 931422109 $ 1,477 30975.000 SH DEFINED 1 30975.000 Wal-Mart Stores Inc COM 931142103 $ 1,300 17379.000 SH DEFINED 1 17379.000 Wells Fargo & Co New COM 949746101 $ 1,715 46357.000 SH DEFINED 1 46357.000 WVS FINANCIAL CORP COM 929358109 $ 117 10859.000 SH DEFINED 1 10859.000 YUM Brands Inc COM 988498101 $ 1,469 20422.000 SH DEFINED 1 20422.000