UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549



                                    FORM 8-K

                                 CURRENT REPORT

     Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934


        Date of Report (Date of earliest event reported): April 29, 2003
                                                          --------------


                        NEW YORK COMMUNITY BANCORP, INC.
                        --------------------------------
             (Exact name of registrant as specified in its charter)


        Delaware                        0-31565                06-1377322
-------------------------------   ---------------------    --------------------
(State or other jurisdiction of   Commission File Number    (I.R.S. Employer
incorporation or organization)                             Identification  No.)




                  615 Merrick Avenue, Westbury, New York 11590
                  --------------------------------------------
                    (Address of principal executive offices)


       Registrant's telephone number, including area code: (516) 683-4100
                                                            --------------


                                 Not applicable
                                 --------------
          (Former name or former address, if changed since last report)









                           CURRENT REPORT ON FORM 8-K
                           --------------------------


Item 1.              Changes in Control of Registrant
                     --------------------------------
                     Not applicable.

Item 2.              Acquisition or Disposition of Assets
                     ------------------------------------
                     Not applicable.

Item 3.              Bankruptcy or Receivership
                     --------------------------
                     Not applicable.

Item 4.              Changes in Registrant's Certifying Accountant
                     ---------------------------------------------
                     Not applicable.

Item 5.              Other Events
                     ------------
                     Not applicable.

Item 6.              Resignations of Registrant's Directors
                     --------------------------------------
                     Not applicable.

Item 7.              Financial Statements and Exhibits
                     ---------------------------------

                    (a)  No financial statements of businesses acquired are
                         required.

                    (b)  No pro forma financial information is required.

                    (c)  Attached as an exhibit is a news release announcing
                         that the Company's Bifurcated Option Note Unit
                         SecuritiESSM (BONUSESSM units) have been approved for
                         listing on the New York Stock Exchange. The units will
                         begin trading on the NYSE on Monday, May 5, 2003.

Item 8.              Change in Fiscal Year
                     ---------------------
                     Not applicable.

Item 9.              Regulation FD Disclosure
                     ------------------------

                     On April 29, 2003, New York Community Bancorp, Inc. (the
                     "Company") issued a news release announcing that its
                     BONUSES units had been approved for listing on the New York
                     Stock Exchange and would begin trading on Monday, May 5,
                     2003 under the symbol "NYB PrU".







Item 10.   Amendments to the Registrant's Code of Ethics, or Waiver of a
           Provision of the Code of Ethics
           --------------------------------------------------------------
           Not applicable.

Item 11.   Temporary Suspension of Trading Under Registrant's Employee Benefit
           Plans
           -------------------------------------------------------------------
           Not applicable.

Item 12.   Results of Operations and Financial Condition
           ---------------------------------------------
           Not applicable.






                                    SIGNATURE
                                    ---------


Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.


     April 29, 2003                  NEW YORK COMMUNITY BANCORP, INC.
--------------------------
          Date
                                     /s/ Joseph R. Ficalora
                                     -----------------------------------------
                                     Joseph R. Ficalora
                                     President and Chief Executive Officer







                                  EXHIBIT INDEX



99.1      News release issued on April 29, 2003 announcing that the Company's
          BONUSES units had been approved for listing on the New York Stock
          Exchange and would begin trading under the symbol "NYB PrU" on May 5,
          2003.