UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934
Date of Report (Date of earliest event reported): January 25, 2004
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NEW YORK COMMUNITY BANCORP, INC.
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(Exact name of registrant as specified in its charter)
Delaware 0-31565 06-1377322
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(State or other jurisdiction Commission File (I.R.S. Employer
of incorporation or Number Identification No.)
organization)
615 Merrick Avenue, Westbury, New York 11590
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(Address of principal executive offices)
Registrant's telephone number, including area code: (516) 683-4100
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Not applicable
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(Former name or former address, if changed since last report)
Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any of the
following provisions:
[ ] Written communications pursuant to Rule 425 under the Securities
Act (17 CFR 230.425)
[ ] Soliciting material pursuant to Rule 14a-12 under the Exchange
Act (17 CFR 240.14a-12)
[ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the
Exchange Act (17 CFR 240.14d-2(b))
[ ] Pre-commencement communications pursuant to Rule 13e-4c under the
Exchange Act (17 CFR 240.13e-4(c))
CURRENT REPORT ON FORM 8-K
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ITEM 2.02 Results of Operations and Financial Condition
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On January 25, 2005, New York Community Bancorp, Inc. (the
"Company") issued a news release reporting its earnings for
the three and twelve months ended December 31, 2004. A copy of
the news release is attached as Exhibit 99.1 to this report.
ITEM 7.01 Regulation FD Disclosure
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On January 25, 2005, the Company announced that its Board of
Directors declared a $0.25 per share dividend, payable on
February 15, 2005 to shareholders of record at February 4,
2005. The announcement was included as part of the earnings
release issued by the Company on January 25th and is
incorporated into this Item 7.01 by reference to Exhibit 99.1
(but only with respect to the information contained in Exhibit
99.1 regarding the announcement of the dividend declaration,
and not with respect to any information furnished under Item
2.02 of this Form 8-K.)
ITEM 9.01 Financial Statements and Exhibits
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(c) Attached as Exhibit 99.1 is a news release issued by the
Company on January 25, 2005 announcing its earnings for the
three and twelve months ended December 31, 2004 and the
declaration of a quarterly cash dividend.
SIGNATURE
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Pursuant to the requirements of the Securities Exchange Act of 1934,
the registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
January 25, 2005 NEW YORK COMMUNITY BANCORP, INC.
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Date
/s/ Joseph R. Ficalora
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Joseph R. Ficalora
President and Chief Executive Officer
EXHIBIT INDEX
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99.1 News release issued on January 25, 2005.