UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549
                              --------------------

                                    FORM 8-K

                Current Report Pursuant to Section 13 or 15(d) of
                       The Securities Exchange Act of 1934


                                January 31, 2006
                        ---------------------------------
                                 Date of Report
                        (Date of earliest event reported)


                           Access National Corporation
             ------------------------------------------------------
             (Exact name of registrant as specified in its charter)



       Virginia                    000-49929                     82-0545425
------------------------       -----------------            --------------------
    (State or other               (Commission                  (IRS Employer
      jurisdiction                File Number)               Identification No.)
   of incorporation)


              1800 Robert Fulton Drive, Suite 300, Reston, VA 20191
              -----------------------------------------------------
               (Address of principal executive offices) (Zip Code)


                                 (703) 871-2100
              ----------------------------------------------------
              (Registrant's telephone number, including area code)


                                       n/a
         --------------------------------------------------------------
         (Former name or former address, if changed since last report.)


Check  the  appropriate  box  below  if the  Form  8-K  filing  is  intended  to
simultaneously  satisfy the filing obligation of the registrant under any of the
following provisions (see General Instruction A.2. below):

     |_| Written  communications  pursuant to Rule 425 under the  Securities Act
(17 CFR 230.425)

     |_| Soliciting  material pursuant to Rule 14a-12 under the Exchange Act (17
CFR 240.14a-12)

     |_|  Pre-commencement  communications  pursuant to Rule 14d-2(b)  under the
Exchange Act (17 CFR 240.14d-2(b))

     |_|  Pre-commencement  communications  pursuant to Rule 13e-4(c)  under the
Exchange Act (17 CFR 240.13e-4(c))




Item 2.02       Results of Operations and Financial Condition.

Access  National  Corporation  (Nasdaq:  ANCX) released its unaudited  financial
results on January 31, 2006 for the quarter and year ended  December 31, 2005. A
copy of the press release  detailing the summary  results is attached  hereto as
Exhibit 99.1.



Item 7.01       Regulation FD Disclosure.

Access National  Corporation  (Nasdaq:  ANCX) announced on January 31, 2006 that
its  Board  of  Directors  declared  a cash  dividend  of  $.005  per  share  to
shareholders  of record as of February  14,  2006,  for payment on February  24,
2006.  A copy of the press  release  summarizing  the  announcement  is attached
hereto as Exhibit 99.2.



Item 9.01       Financial Statements and Exhibits.

(a)  -  Not applicable.

(b)  -  Not applicable.

(c)  -  Not applicable.

(d)     Exhibits.

        Exhibit 99.1    Press  Release,  dated  January  31, 2006  announcing
                        fourth  quarter and 2005 year end  financial results.

        Exhibit 99.2    Press Release, dated January 31, 2006 announcing
                        quarterly dividend.











                                   Signatures

     Pursuant to the  requirements  of the Securities  Exchange Act of 1934, the
registrant  has duly  caused  this  report  to be  signed  on its  behalf by the
undersigned hereunto duly authorized.


                                              ACCESS NATIONAL CORPORATION
                                                     (Registrant)


Date: January 31, 2006                     By: /s/ Michael W. Clarke
                                               ---------------------------------
                                           Name:  Michael W. Clarke
                                           Title: President & Chief Executive
                                                  Officer