SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of July 2003 Kookmin Bank ------------ (Translation of registrant's name into English) 9-1, 2-Ga, Namdaemun-Ro, Jung-Gu, Seoul, Korea 100-703 ------------------------------------------------------ (Address of principal executive office) Indicate by check mark whether the registrant files or will file annual reports under cover of Form 20-F or Form 40-F. Form 20-F X Form 40-F _____ - Indicate by check mark if the registrant is submitting the Form 6-K in paper as permitted by Regulation S-T Rule 101(b)(1): _____ Note: Regulation S-T Rule 101(b)(1) only permits the submission in paper of a Form 6-K if submitted solely to provide an attached annual report to security holders. Indicate by check mark if the registrant is submitting the Form 6-K in paper as permitted by Regulation S-T Rule 101(b)(7): _____ Note: Regulation S-T Rule 101(b)(7) only permits the submission in paper of a Form 6-K if submission to furnish a report or other document that the registration foreign private issuer must furnish and make public under the laws of the jurisdiction in which the registrant is incorporated, domiciled or legally organized (the registrant's "home country"), or under the rules of the home country exchange on which the registrant's securities are traded, as long as the report or other document is not a press release, is not required to be and has not been distributed to the registrant's security holders, and if discussing a material event, has already been the subject of a Form 6-K submission or other Commission filing on EDGAR. Indicate by check mark whether by furnishing the information contained in this Form, the registrant is also thereby furnishing the information to the Commission pursuant to Rule 12g3-2(b) under the Securities Exchange Act of 1934. Yes _____ No X - 1 Approval of the Merger with Kookmin Credit Card by the Board of Directors of Kookmin Bank On July 23, 2003, the board of directors (the "Board") of Kookmin Bank has officially approved the small-scale merger (the "Merger") between Kookmin Bank ("KB") and Kookmin Credit Card ("KCC") following its resolution on the Merger on May 30, 2003. This approval is pursuant to Article 527-3 of the Korean Commercial Code, which prescribes that approval of small-scale merger may be obtained by board of directors instead of shareholders. Followings are the key information regarding the Merger approved by the Board, which is the same as previously disclosed in the "Merger Summary" on May 30, 2003. Key Information .. Merger date: September 30, 2003 .. Merger ratio: 0.442983 (KB): 1 (KCC) .. Merger method: KCC will be merged into KB, and will be ceased to exist after the completion of the Merger. 2 SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized. Kookmin Bank ---------------------------- (Registrant) Date: July 23, 2003 By: /s/ Jong-Kyoo Yoon --------------------------- (Signature) Name: Jong-Kyoo Yoon Title: Executive Vice President & Chief Financial Officer 3