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UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934
Date of Report: December 19, 2003
HORACE MANN EDUCATORS CORPORATION
(Exact name of registrant as specified in its charter)
Delaware 1-10890 37-0911756
(State of incorporation) (Commission File Number) (I.R.S. Employer
Identification No.)
1 Horace Mann Plaza, Springfield, Illinois 62715-0001
(Address of principal executive offices, including zip code)
Registrant's telephone number, including area code: 217-789-2500
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Item 5: Other Events and Regulation FD Disclosure
On December 19, 2003, A.M. Best Company issued a press release
announcing (1) assignment of indicative ratings of "bbb-" to unsecured senior
debt, "bb+" to subordinated debt and "bb" to preferred stock to Horace Mann
Educators Corporation's $300 million universal shelf offering filed with the
Securities and Exchange Commission on December 16, 2003 and (2) affirmation of
the Company's "A-" financial strength ratings and "bbb-" debt ratings. All
ratings have been assigned stable outlooks. A copy of the press release is
attached as Exhibit 99.1 and is incorporated by reference herein.
Item 7: Financial Statements and Exhibits
(c) Exhibits.
99.1 Press release issued by A.M. Best Company on December 19,
2003 regarding the financial strength and debt ratings of
Horace Mann Educators Corporation.
SIGNATURE
Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
HORACE MANN EDUCATORS CORPORATION
By: /s/ Bret A. Conklin
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Name: Bret A. Conklin
Title: Senior Vice President & Controller
(Principal Accounting Officer)
Date: December 19, 2003