================================================================================
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
________________________________
FORM 8-K
CURRENT REPORT
________________________________
Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934
Date of report (Date of earliest event reported): September 15, 2004
________________________________
CARVER BANCORP, INC.
(Exact name of registrant as specified in its charter)
________________________________
DELAWARE 0-21487 13-3904147
(STATE OR OTHER JURISDICTION OF (COMMISSION FILE NUMBER) (IRS EMPLOYER
INCORPORATION OR ORGANIZATION) IDENTIFICATION NO.)
75 WEST 125TH STREET, NEW YORK, NY 10027-4512
(ADDRESS OF PRINCIPAL EXECUTIVE OFFICES, INCLUDING ZIP CODE)
Registrant's telephone number, including area code: (212) 876-4747
NOT APPLICABLE
(FORMER NAME OR FORMER ADDRESS, IF CHANGED SINCE LAST REPORT)
================================================================================
ITEMS 1 THROUGH 7. NOT APPLICABLE.
ITEM 8.01. OTHER EVENTS AND REQUIRED FD DISCLOSURE.
On September 15, 2004, Carver Bancorp, Inc. issued a press release and
mailed a Notice of Redemption and a related Letter of Transmittal to the holders
of its Series A and Series B Convertible Preferred Stock (the "Preferred
Shares"), par value $0.01 per share, stating that it will redeem all 40,000
outstanding shares of its Series A Convertible Preferred Stock and all 60,000
outstanding shares of its Series B Convertible Preferred Stock. The Preferred
Shares will be redeemed on October 15, 2004 at a redemption price of $26.97 per
share plus $0.65 in accrued and unpaid dividends to, but excluding, October 15,
2004 for an aggregate redemption price of $27.62 per Preferred Share. Dividends
on the Preferred Shares will cease to accrue on October 15, 2004. For further
information regarding the redemption, see the press release which has been filed
as an exhibit to this report.
ITEM 9.01. FINANCIAL STATEMENTS AND EXHIBITS.
(a) - (b) Not applicable.
(c) Exhibits
The following Exhibit is filed as part of this report.
Exhibit 99.1 Press release dated September 15, 2004.
-2-
SIGNATURE
Pursuant to the requirements of the Securities Exchange Act of 1934,
the registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
CARVER BANCORP, INC.
By: /s/ Deborah C. Wright
----------------------------------
Deborah C. Wright
President & CEO
Dated: September 16, 2004
-3-
EXHIBIT INDEX
EXHIBIT
NUMBER DESCRIPTION
99.1 Press release dated September 15, 2004.