UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934
February 1, 2008
Date of Report (Date of earliest event reported)
PEAPACK-GLADSTONE FINANCIAL CORPORATION
(Exact name of Registrant as Specified in its Charter)
New Jersey
(State or Other Jurisdiction of Incorporation)
001-16197 22-3537895
(Commission File Number) (IRS Employer Identification No.)
158 Route 206, Peapack-Gladstone, New Jersey 07934
(Address of principal executive offices)
(908) 234-0700
(Registrant's telephone number, including area code)
Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any of the
following provisions:
[ ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR
230.425)
[ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR
240.14a-12)
[ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange
Act (17 CFR 240.14d-2(b))
[ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange
Act (17 CFR 240.13e-4(c))
INFORMATION TO BE INCLUDED IN THE REPORT
Item 2.02 Results of Operations and Financial Condition.
On February 1, 2008, Peapack-Gladstone Financial Corporation (the "Corporation")
issued a press release reporting earnings and other financial results for its
fourth quarter of 2007, which ended December 31, 2007. A copy of the press
release is attached to this Current Report on Form 8-K as Exhibit 99.1 and is
incorporated by reference in its entirety.
Certain portions of the discussion of the Corporation's fourth quarter and
twelve months 2007 net income in the attached earnings release excludes the
impact of the securities losses in both periods and accordingly the earnings
release contains non-GAAP financial measures. The Corporation believes that by
excluding the impact of this item, it provides investors with better insight
into the period-over-period operating performance. Management also internally
uses this non-GAAP financial measure to evaluate its operating performance on a
comparative basis. All such non-GAAP information is supplemental to information
presented in accordance with GAAP and is not intended to represent a
presentation in accordance with GAAP and should not be considered as a
substitute for, or superior to, measures of financial performance prepared and
presented in accordance with GAAP.
The information disclosed under this Item 2.02, including Exhibit 99.1, shall be
considered "furnished" but not "filed" for purposes of the Securities Exchange
Act of 1934, as amended.
Item 9.01 Financial Statements and Exhibits.
(d) Exhibits.
Exhibit No. Title
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99.1 Press Release dated February 1, 2008.
The press release disclosed in this Item 9.01 as Exhibit 99.1 shall be
considered "furnished" but not "filed" for purposes of the Securities Exchange
Act of 1934, as amended.
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934,
the registrant has duly caused this report to be signed on its behalf by the
undersigned thereunto duly authorized.
PEAPACK-GLADSTONE FINANCIAL CORPORATION
Dated: February 5, 2008 By: /s/ Arthur F. Birmingham
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Arthur F. Birmingham
Executive Vice President and Chief Financial
Officer
EXHIBIT INDEX
Exhibit No. Title
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99.1 Press Release dated February 1, 2008.