WEBSTER FINANCIAL CORP.
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SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT
PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

Date of Report (Date of earliest event reported): April 19, 2005

WEBSTER FINANCIAL CORPORATION

(Exact name of registrant as specified in its charter)
         
Delaware   001-31486   06-1187536
         
(State or other jurisdiction   (Commission   (IRS Employer
of incorporation)   File Number)             Identification No.)

Webster Plaza, Waterbury, Connecticut 06702

(Address of principal executive offices)

Registrant’s telephone number, including area code: (203) 465-4329

Not Applicable

(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

     
o
  Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
 
o
  Soliciting material pursuant to Rule 14a-12 under Exchange Act (17 CFR 240.14a-12)
 
o
  Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
 
o
  Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

 
 

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Item 2.02. Results of Operations and Financial Condition
Item 9.01. Financial Statements and Exhibits
SIGNATURES
EXHIBIT INDEX
EX-99.1 PRESS RELEASE

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Item 2.02. Results of Operations and Financial Condition

On April 19, 2005, Webster Financial Corporation issued a press release describing its results of operations for the fiscal quarter ending March 31, 2005. That press release is attached hereto as Exhibit 99.1.

Item 9.01. Financial Statements and Exhibits

(a)   Not applicable.
 
(b)   Not applicable.
 
(c)   Exhibits.
         
Exhibit    
No.   Description
       
   99.1     Press release dated, April 19, 2005.

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SIGNATURES

     Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

     
  WEBSTER FINANCIAL CORPORATION
   
  (Registrant)
 
    
  /s/ William J. Healy
   
  William J. Healy
  Executive Vice President and
  Chief Financial Officer

Date: April 19, 2005

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EXHIBIT INDEX

         
Exhibit    
No.   Description
       
   99.1     Press release dated, April 19, 2005.