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UNITED STATES SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 8-K
CURRENT REPORT
PURSUANT TO SECTION 13 OR 15(d) OF
THE SECURITIES EXCHANGE ACT OF 1934
Date of Report (Date of earliest event reported): August 16, 2006
MACKINAC FINANCIAL CORPORATION
(previous filings under the name NORTH COUNTRY FINANCIAL CORPORATION)
(Exact name of registrant as specified in its charter)
         
MICHIGAN   0-20167   38-2062816
(State or other jurisdiction   (Commission   (IRS Employer
of incorporation)   File Number)   Identification No.)
         
130 SOUTH CEDAR STREET, MANISTIQUE, MICHIGAN
  49854
(Address of principal executive offices)
  (Zip Code)
Registrant’s telephone number, including area code: (888) 343-8147
Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):
o Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
o Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
o Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
o Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))
 
 

 


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Item 7.01 REGULATION FD DISCLOSURE
SIGNATURE
EXHIBIT INDEX
Letter to the Shareholders


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Item 7.01 REGULATION FD DISCLOSURE
On August 16, 2006, Registrant issued a Letter to the Shareholders. The Letter to the Shareholders is attached as Exhibit No. 99 and incorporated herein by reference.
(c) Exhibits
The following exhibits are furnished herewith:
     
EXHIBIT    
NUMBER   EXHIBIT DESCRIPTION
   
 
99  
Letter to the Shareholders of Mackinac Financial Corporation dated August 16, 2006
SIGNATURE
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
             
    MACKINAC FINANCIAL CORPORATION    
 
           
Date: August 16, 2006
           
 
  By:   /s/ Ernie R. Krueger    
 
           
 
      Ernie R. Krueger    
 
      SVP/Controller    

 


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EXHIBIT INDEX
     
EXHIBIT    
NUMBER   EXHIBIT DESCRIPTION
   
 
99  
Letter to the Shareholders of Mackinac Financial Corporation dated August 16, 2006