UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): October 2, 2003 CRAWFORD & COMPANY ------------------------------------ (Exact name of Registrant as specified in its charter) GEORGIA ------------------------- (State or other jurisdiction of incorporation) 1-10356 58-0506554 --------------------- ------------------------------- (Commission File Number) (IRS Employer Identification No.) 5620 Glenridge Drive, N.E., Atlanta, Georgia 30342 -------------------------------------------------- (Address of principal executive offices) (Zip Code) (404) 256-0830 ------------------------ (Registrant's telephone number, including area code) ITEM 5. Other Events On September 26, 2003, Crawford & Company (the "Registrant") issued a press release announcing that its wholly owned subsidiary Crawford Healthcare Management of Norfolk and Baltimore, Inc. signed an agreement ("Agreement") with the Department of Justice. A copy of the press release is attached hereto as Exhibit 99.1 ITEM 7. Financial Statements, Pro Forma Financial Statements and Exhibits (c) Exhibits Exhibit No. Description ----------- ----------- 99.1 Press Release dated September 26, 2003 2 SIGNATURES Pursuant to the requirements of the Securities and Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. CRAWFORD & COMPANY (Registrant) By: /s/ GROVER L. DAVIS ---------------------------------------- Grover L. Davis, Chairman and Chief Executive Officer Dated: October 2, 2003 3 EXHIBIT INDEX Number Descriptions ------- --------------- 99.1 Press Release issued September 26, 2003 4